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Veteran Owned and Operated

Veteran Mortgage

There are three main criteria the VA uses to determine the loan amount you qualify for:

  1. INCOME: Job stability and a minimum 2 year work history is normally required. After calculating your gross monthly income and subtracting all taxes, utilities, credit card monthly payments the VA guidelines require a minimum of $496 left over depending on family size. The VA is very flexible on income qualifying and during your FREE 20 minute counseling session we can help determine the amount you qualify for and how to qualify for more.
  2. CREDIT: The VA wants to help Veterans qualify to buy a home and is very flexible with credit history. In general, if your credit score is low the VA may still approve your loan but may reduce the amount of Home Loan you qualify for. During the FREE 20 minute counseling session we can counsel you on how to increase your credit scores if needed.
  3. APPRAISED VALUE: The VA allows you to purchase a home with no down payment up to 100% of appraised value. The VA Funding Fee if applicable can be financed above the appraised value. During the FREE 20 minute counseling session ask how to qualify for the Veteran Mortgage no closing costs home loan.

CLICK TO CALL (619) 200-6700

For more information visit the Veterans Benefits Administration for Home Loans.

Q & A: VA Purchase Home Loans

Qualify for a VA Home loan now, ask me how!

(619) 200-6700